U.S. Ski & Snowboard Member Services Knowledge Base

What types of coverage should my club have to make sure we are adequately insured?

General liability policy minimum recommended standards

 

  • AM Best Rating of “A” or better

  • $1,000,000 each occurrence/$2,000,0000 policy aggregate

  • Sexual Abuse and Molestation Coverage – Coverage for alleged or actual abuse and molestation claims

  • Participant Legal Liability – Coverage for bodily injury claims arising from sports participation, including coverage for concussion/head trauma related claims

  • Spectator Liability – Coverage for bodily injury claims arising from spectators

  • Who Is an Insured – Includes members and supervisory staff of the ski club, officials, coaches and volunteers

  • Coverage for ski and snowboard competition, training, and club activities

 

 

In addition to a general liability policy, clubs may want to consider some or all of the coverages noted below to ensure they are adequately insured.

  1. Directors & Officers – Available through American Specialty through an online application process at http://www.amerspec.com/ussa_cov/
  2. Property and Casualty if owned property warrants such coverage
  3. Auto insurance for transporting kids, etc.
Attachments (1)
Related Articles RSS Feed
What is FIS?
Viewed 912 times since Thu, Mar 31, 2016
Questions Regarding Gender Transitions
Viewed 554 times since Thu, Oct 5, 2017
Central Cross Country (CXC) Division Breakdown
Viewed 104 times since Tue, Feb 18, 2020
Who does the U.S. Ski & Snowboard Late Fee apply to?
Viewed 1355 times since Thu, Oct 6, 2016
My child was injured at an event. How do I find out about the excess medical coverage?
Viewed 893 times since Thu, Mar 31, 2016
Where can I find the U.S. Snowboard Pipeline?
Viewed 1069 times since Tue, Nov 7, 2017
XC LIVE Streaming
Viewed 126 times since Mon, Feb 24, 2020
How do I sign up for a U.S. Ski & Snowboard account and register/renew a membership?
Viewed 3592 times since Thu, Oct 6, 2016
How do I register for an event?
Viewed 43 times since Fri, Apr 1, 2016
U.S. Ski & Snowboard and USASA Partnership Announcement
Viewed 728 times since Tue, Nov 7, 2017