General liability policy minimum recommended standards
AM Best Rating of “A” orbetter
$1,000,000 each occurrence/$2,000,0000 policyaggregate
Sexual Abuse and Molestation Coverage – Coverage for alleged or actual abuse and molestationclaims
Participant Legal Liability – Coverage for bodily injury claims arising from sports participation, including coverage for concussion/head trauma relatedclaims
Spectator Liability – Coverage for bodily injury claims arising fromspectators
Who Is an Insured – Includes members and supervisory staff of the ski club, officials, coaches andvolunteers
Coverage for ski and snowboard competition, training, and clubactivities
CLIP Ineligible – U.S. Ski & Snowboard clubs that are owned or operated by a parent entity (from which insurance may be obtained) such as resort competition centers, resort-run clubs and universities, municipalities are not eligible forCLIP.
U.S. Ski & Snowboard reserves the right to deny coverage under the CLIP program to any club after reviewing the application and making a risk assessment/management decision based on several factors including but not limited to the club meeting minimum standards, prior claims, and risk history. Coverage will not be denied on the basis of race, gender and gender identity, color, sexual orientation, or religion.
In addition to a general liability policy, clubs may want to consider some or all of the coverages noted below to ensure they are adequately insured.
Article Number: 231
Posted: Thu, Sep 29, 2016 1:54 PM
Last Updated: Thu, Jul 1, 2021 3:23 PM
Posted: Matt Lemon [email@example.com]
Online URL: https://memberhelp.ussa.org/phpkb/article/what-types-of-coverage-should-my-club-have-to-make-sure-we-are-adequately-insured.html